Mortgage Calculators
For most people, a mortgage is the biggest financial commitment they'll ever make — and one of the most tax-relevant. Whether you're qualifying for your first home, weighing 15 years against 30, deciding on points, or timing a refinance, these calculators put the full cost on the table so you can choose with your eyes open.
Generate an amortization schedule and see the impact of prepayments.
Generate an amortization schedule including taxes and insurance.
Find out how much house you can borrow.
Determine your maximum housing payment and mortgage amount.
Determine the income needed to qualify for your desired mortgage.
Decide whether renting or buying your home is right for you.
Compare 15-year and 30-year mortgage terms.
See how long it takes to break even on a refinance.
See how much interest refinancing your mortgage can save.
See the interest saved by increasing your mortgage payment.
See how biweekly payments can shave years off your mortgage.
See the savings of switching your existing mortgage to biweekly payments.
Decide between buying points or a bigger down payment.
Determine the Annual Percentage Rate (APR) for your mortgage.
See if consolidating debt into your mortgage is right for you.
Determine what your adjustable rate mortgage payments may be.
Determine the APR of your adjustable rate mortgage.
Compare a fixed rate mortgage to two types of ARMs.
Compare a fixed rate mortgage to an interest only mortgage.
Compare a fixed rate mortgage to a LIBOR ARM.
Compare an Option ARM to a traditional fixed rate mortgage.
Generate an amortization schedule for an interest only ARM.
Generate an amortization schedule for an interest only mortgage.
See the payments and risks of a balloon mortgage.
Find your blended rate when using a first and second mortgage.
Determine your FHA down payment, mortgage limit and upfront MIP.
See how quickly a reverse mortgage balance can grow.
Before You Decide
The payment is only part of the price. Interest deductions, property taxes, points, and how the property is titled all change what a home really costs you after taxes — and if real estate is your business, the stakes are even higher. Before you buy, refinance, or pay down, book a consultation call and see the full after-tax picture first.
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the bigger picture?
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