Option ARM Calculator
Option ARM Calculator
Compare an Option ARM to a traditional fixed rate mortgage.
What This Number Means
This comparison is only one part of the decision. Before you choose a loan type, consider:
How an Option ARM's flexible payments compare to a fixed rate
The risk of negative amortization with minimum payments
How much your balance could grow if you pay the minimum
Whether the payment flexibility is worth the added risk
Which option protects your equity better over time
How to Use This Calculator
1
Enter the loan amount: Input the mortgage amount you're financing.
2
Add the fixed rate: Enter the interest rate for the traditional fixed-rate mortgage.
3
Include Option ARM terms: Enter the Option ARM's rate options and payment structure.
4
Review the comparison: See how an Option ARM compares to a traditional fixed rate mortgage.
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