Mortgage Debt Consolidation Calculator

Mortgage Debt Consolidation Calculator

See if consolidating debt into your mortgage is right for you.

What This Number Means

This outcome is only one part of the decision. Before you consolidate, consider:

  • Whether folding other debt into your mortgage lowers your payment

  • How much interest you'd pay by stretching debt over a mortgage term

  • Whether the lower rate offsets the longer repayment period

  • How this affects your home equity

  • Whether this fits your broader debt payoff strategy

How to Use This Calculator

1

Enter your mortgage details: Input your current mortgage balance, rate, and term.

2

Add the debt to be consolidated: Enter the balances and rates of the debts you're considering rolling in.

3

Confirm the new loan terms: Enter the proposed new mortgage amount and rate.

4

Review the outcome: See if consolidating debt into your mortgage is right for you.

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