ARM & Interest Only ARM vs. Fixed Rate Mortgage Calculator
ARM & Interest Only ARM vs. Fixed Rate Mortgage Calculator
Compare a fixed rate mortgage to two types of ARMs.
What This Number Means
This comparison is only one part of the decision. Before you choose a loan type, consider:
How the fixed rate compares to two ARM scenarios
How much lower your initial ARM payment could be
The risk of a higher payment once the ARM adjusts
Whether your time in the home favors a fixed or adjustable rate
Which option better balances predictability and near-term savings
How to Use This Calculator
1
Enter the loan amount: Input the mortgage amount you're financing.
2
Add the fixed rate: Enter the interest rate for the fixed-rate mortgage.
3
Include two ARM scenarios: Enter starting rates and adjustment terms for two ARM options.
4
Review the comparison: See how the fixed rate mortgage compares to the two ARM types.
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