Fixed Rate Mortgage vs. Interest Only Mortgage Calculator
Fixed Rate Mortgage vs. Interest Only Mortgage Calculator
Compare a fixed rate mortgage to an interest only mortgage.
What This Number Means
This comparison is only one part of the decision. Before you choose a loan type, consider:
How the two payment structures compare month to month
How much lower the interest-only payment is initially
How much equity you build under each option over time
What the payment jumps to once the interest-only period ends
Which option fits your cash flow needs and equity goals
How to Use This Calculator
1
Enter the loan amount: Input the mortgage amount you're financing.
2
Add the fixed rate terms: Enter the rate and term for the fixed-rate mortgage.
3
Include interest-only terms: Enter the rate and interest-only period for comparison.
4
Review the comparison: See how a fixed rate mortgage compares to an interest only mortgage.
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