Mortgage Qualifier Calculator

Mortgage Qualifier Calculator

Find out how much house you can borrow.

What This Number Means

This qualifying amount is only one part of the decision. Before you shop for a home, consider:

  • How much house you're likely to qualify to borrow

  • How your income and debts shape the lender's decision

  • Whether your debt-to-income ratio meets typical guidelines

  • How down payment size affects your qualifying amount

  • Whether you're shopping in a realistic price range

How to Use This Calculator

1

Enter your income: Input your gross monthly or annual income.

2

Add your monthly debts: Enter existing debt payments, including credit cards and loans.

3

Include your down payment: Enter the amount you plan to put down.

4

Review your qualifying amount: See how much house you're likely able to borrow.

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