APR Mortgage Calculator
APR Mortgage Calculator
Determine the Annual Percentage Rate (APR) for your mortgage.
What This Number Means
Your APR is only one part of the decision. Before you compare loan offers, consider:
Your mortgage's true cost including fees, not just the rate
How closing costs and points raise the effective rate
Whether the APR is meaningfully higher than the stated rate
How this loan compares to others once fees are included
Whether the APR changes which offer is actually cheaper
How to Use This Calculator
1
Enter the loan amount and rate: Input your mortgage amount and stated interest rate.
2
Add closing costs and fees: Enter points, origination fees, and other closing costs.
3
Confirm the loan term: Enter the length of the loan.
4
Review your APR: See the Annual Percentage Rate reflecting your loan's true cost.
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