Home Rent vs. Buy Calculator
Home Rent vs. Buy Calculator
Decide whether renting or buying your home is right for you.
What This Number Means
This comparison is only one part of the decision. Before you sign a lease or a mortgage, consider:
Whether renting or buying costs less over your time horizon
How the breakeven point between the two options shifts
How appreciation and tax benefits factor into owning
How maintenance and closing costs affect the comparison
Whether your expected time in the home changes the answer
How to Use This Calculator
1
Enter your rent and home purchase details: Input current rent and the price of the home you'd buy.
2
Add financing terms: Enter the mortgage rate, term, and down payment.
3
Include ownership costs: Enter property taxes, insurance, and maintenance estimates.
4
Review the comparison: See whether renting or buying is projected to cost less over time.
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