Retirement Calculators
Retirement planning and tax planning are the same conversation. The accounts you choose — Individual 401(k), SEP, Roth, Traditional — decide whether you pay taxes now, later, or in some cases far less overall. These calculators help you compare your options, project your savings, and understand required distributions, so the plan you build today still works decades from now.
Project your Individual 401(k) savings as a self-employed owner.
Compare an Individual 401(k) to SEP, SIMPLE and Profit Sharing plans.
Compare the two IRA types to see which is right for you.
See how a Roth IRA's tax-free growth changes your retirement savings.
Estimate your net worth at retirement if you convert to a Roth IRA.
See how a Traditional IRA's tax deduction fits your retirement plan.
Compare Roth and Traditional 401(k) contributions for your retirement.
Compare Roth and Traditional 401(k) options and their paycheck impact.
Project your 401(k) balance with tax-deferred growth and employer matching.
Project your 401(k) savings with profit sharing contributions.
Project your 403(b) savings as a non-profit employee.
Project your 457 savings with tax-deferred growth and matching.
See how higher retirement contributions affect your paycheck and savings.
Build your retirement plan with year-by-year savings and withdrawals.
Build a retirement plan that includes earnings during retirement.
Build a retirement plan that incorporates your pension.
Determine the monthly income your retirement savings may provide.
Determine what size your retirement nestegg should be.
Project your shortfall or surplus at retirement.
Determine your required minimum withdrawals from retirement accounts.
Calculate your Required Minimum Distribution for the current year.
See how to stretch your required distributions as long as possible.
Determine your RMDs as the beneficiary of a retirement account.
Determine your allowable penalty-free 72(t) early withdrawals.
See how 72(t) early distributions affect your retirement balance.
See if company stock distributions qualify for capital gains rates.
Compare spending versus saving your 401(k) when leaving an employer.
Compare pension payout options for you and your spouse.
Estimate how much you might receive in Social Security.
See your retirement savings with and without Social Security.
Before You Decide
Every retirement calculator assumes the tax rules stay put and your situation stays simple. Real life does neither. The right account mix — and the right year to convert, contribute, or withdraw — can change your after-tax retirement by six figures. Before you commit to a plan, book a consultation call so the strategy fits your full tax picture, not just a projection.
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