Required Minimum Distribution (RMD) Calculator
Required Minimum Distribution (RMD) Calculator
Determine your required minimum withdrawals from retirement accounts.
What This Number Means
Your required distribution is only one part of the decision. Before you withdraw, consider:
The minimum amount you must withdraw each year
How your account balance and age determine the RMD
Whether skipping or under-withdrawing triggers a penalty
How RMDs affect your taxable income in retirement
Whether Roth conversions before RMD age could help
How to Use This Calculator
1
Enter your account balance: Input your retirement account balance as of year-end.
2
Add your age: Enter your current age to apply the correct life expectancy factor.
3
Confirm the account type: Select the type of retirement account subject to RMD rules.
4
Review your required distribution: See your minimum required withdrawal for the year.
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