Roth IRA vs. Traditional IRA Calculator

Roth IRA vs. Traditional IRA Calculator

Roth IRA vs. Traditional

IRA Calculator

Compare the two IRA types to see which is right for you.

Compare the two IRA types to see which is right for you.

What This Number Means

This comparison is only one part of the decision. Before you open an account, consider:

  • Whether paying taxes now or later benefits you more

  • How your current versus future tax bracket affects the choice

  • How each option grows differently over time

  • Whether income limits affect your Roth eligibility

  • Which account better fits your withdrawal timeline

How to Use This Calculator

1

Enter your contribution amount: Input how much you plan to contribute annually.

2

Add your current and expected tax rates: Enter your tax rate now and your expected rate in retirement.

3

Set your time horizon: Enter your current age and expected retirement age.

4

Compare the two accounts: See the projected after-tax value of each IRA type.

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CONSULTING GROUP

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