Roth 401(k) vs. Traditional 401(k) Calculator
Roth 401(k) vs. Traditional 401(k) Calculator
Compare Roth and Traditional 401(k) contributions for your retirement.
What This Number Means
This comparison is only one part of the decision. Before you choose, consider:
Whether pre-tax or after-tax contributions serve you better
How your projected balances compare at retirement
How current versus future tax rates drive the decision
Whether splitting contributions between both makes sense
How employer match treatment differs between the two
How to Use This Calculator
1
Enter your contribution amount: Input your planned annual 401(k) contribution.
2
Add your tax rates: Enter your current tax rate and expected retirement tax rate.
3
Set your time horizon: Enter your current age and planned retirement age.
4
Compare projected balances: See the after-tax value of Roth versus Traditional contributions.
DISTINCT TAX
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