Roth IRA Calculator

Roth IRA Calculator

See how a Roth IRA's tax-free growth changes your retirement savings.

What This Number Means

Your projected balance is only one part of the decision. Before you set your contribution, consider:

  • How tax-free growth compounds over your investing years

  • Whether your contribution level maximizes the benefit

  • How years until retirement affect your final balance

  • Whether income limits restrict your ability to contribute

  • How this account complements your other retirement savings

How to Use This Calculator

1

Enter your contribution amount: Input how much you plan to contribute each year.

2

Add your expected rate of return: Enter an assumed annual investment growth rate.

3

Set your time horizon: Enter your current age and planned retirement age.

4

Review your projected balance: See your estimated tax-free Roth IRA balance at retirement.

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