Individual 401(k) Savings Calculator

Individual 401(k) Savings Calculator

Project your Individual 401(k) savings as a self-employed owner.

What This Number Means

Your projected balance is only one part of the decision. Before you set your contribution, consider:

  • How much you can contribute as both employer and employee

  • How your projected balance grows over your working years

  • Whether you're maximizing this self-employed savings tool

  • How contribution timing affects long-term growth

  • Whether this account fits your broader retirement mix

How to Use This Calculator

1

Enter your income: Input your self-employment or business income.

2

Set your contribution amount: Enter your planned employee and employer contributions.

3

Add your time horizon: Enter your current age and expected retirement age.

4

Review your projected balance: See your estimated Individual 401(k) balance at retirement.

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