Beneficiary Required Minimum Distributions (RMD) Calculator
Beneficiary Required Minimum Distributions (RMD) Calculator
Determine your RMDs as the beneficiary of a retirement account.
What This Number Means
Your required distribution is only one part of the decision. Before you withdraw, consider:
The RMD you must take as an inherited account beneficiary
How your relationship to the original owner affects the rules
Whether a 10-year distribution window applies to you
How the timeline affects the account's tax-deferred growth
Whether the withdrawal schedule matches current IRS rules
How to Use This Calculator
1
Enter the inherited account balance: Input the balance of the account you inherited.
2
Add your relationship to the owner: Enter whether you're a spouse or non-spouse beneficiary.
3
Confirm your age: Enter your age, since it may affect the distribution method.
4
Review your required distribution: See your required minimum distribution as a beneficiary.
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