RMD & Stretch IRA Calculator
RMD & Stretch IRA Calculator
See how to stretch your required distributions as long as possible.
What This Number Means
This projection is only one part of the decision. Before you set a distribution strategy, consider:
How long distributions could be stretched under your situation
How stretching affects the account's long-term tax-deferred growth
Whether current beneficiary rules limit your stretch options
How the total distributed amount compares to a lump-sum approach
Whether this strategy fits your estate planning goals
How to Use This Calculator
1
Enter the account balance: Input the retirement account balance.
2
Add beneficiary age and details: Enter the beneficiary's age and relationship to the account owner.
3
Set an expected rate of return: Enter an assumed investment growth rate.
4
Review the stretch projection: See the projected distribution schedule and account growth over time.
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