BUSINESS FINANCE CALCULATORS

BUSINESS FINANCE CALCULATORS

Breakeven Analysis

USE THIS CALCULATOR

The breakeven analysis calculator is designed to demonstrate how many units of your product must be sold to make a profit. Hit “View Report” to see a detailed look at the profit generated at each sales volume level.

Business Debt Consolidation Calculator

USE THIS CALCULATOR

Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you. Fill in your loan amounts, credit card or credit line balances and other outstanding debt. You can then see what your monthly payment would be with a consolidated loan.

Business Valuation - Discounted Cash Flow

USE THIS CALCULATOR

Business valuation is typically based on three major methods: the income approach, the asset approach and the market (comparable sales) approach. Among the income approaches is the discounted cash flow methodology calculating the net present value (‘NPV’) of future cash flows for an enterprise. As an alternative to the more abbreviated income capitalization approach, this methodology is more relevant where future operating conditions and cash flows are variable or not projected to be materially consistent with current performance levels.

Cash Flow Calculator

USE THIS CALCULATOR

Having adequate cash flow is essential to keep your business running. If you run out of available cash, you run the risk of not being able to meet your current obligations such as your payroll, accounts payable and loan payments. Use this calculator to help you determine the cash flow generated by your business.

Commercial Loan Calculator

USE THIS CALCULATOR

Use this calculator to estimate your debt service coverage with a new commercial loan. If your debt service coverage is greater than 1.25, including your new loan payment, you have a good chance of being approved.

Debt Service Coverage

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While several factors are considered in commercial loan underwriting, debt service coverage is primary among them and indicates a borrower’s capacity to service a requested loan. This tool calculates debt service and illustrates how debt service coverage ratios are impacted by changing income and capital assumptions.

Equipment Buy vs. Lease

USE THIS CALCULATOR

Should you lease or buy? Use this calculator to find out! We calculate monthly payments and your total net cost. By comparing these amounts, you can determine which is the better value for you.

Financial Ratios

USE THIS CALCULATOR

This calculator is designed to show you 10 different financial ratios. Financial ratios are used as indicators that allow you to zero in on areas of your business that may need attention such as solvency, liquidity, operational efficiency and profitability.

Inventory Analysis

USE THIS CALCULATOR

This calculator helps you determine how much inventory you should hold, and when you should place inventory orders. The calculation attempts to keep your inventory level as efficient as possible, while maintaining adequate safety stock.

Like Kind Exchange

USE THIS CALCULATOR

If you exchange either business or investment property that is of the same nature or character, the IRS won’t recognize it as a gain or loss. This calculator is designed to calculate recognized loss, gains and the basis for your newly received property.

Profit Margin Calculator

USE THIS CALCULATOR

This calculator can help you determine the selling price for your products to achieve a desired profit margin. By entering the wholesale cost, and either the markup or gross margin percentage, we calculate the required selling price and gross margin. Enter up to 10 products and press the “View Report” button for a printable version of the results.

Repossession of Personal Property from a Deferred Payment Sale

USE THIS CALCULATOR

If you have repossessed personal property from a deferred payment sale, you can use this calculator to determine the gain or loss. This includes the reportable gain or loss after repossession costs are taken into account.

Repossession of Personal Property from an Installment Payment Sale

USE THIS CALCULATOR

If you have repossessed personal property with installment payments, you can use this calculator to determine the gain or loss. This includes the reportable gain or loss after repossession costs are taken into account.

Repossession of Real Property

USE THIS CALCULATOR

If you have repossessed real property, you can use this calculator to determine the gain or loss as well as its new basis. This includes the reportable gain or loss after repossession costs are taken into account.

Working Capital Needs

USE THIS CALCULATOR

Your working capital is used to pay short-term obligations such as your accounts payable and buying inventory. If your working capital dips too low, you risk running out of cash. Even very profitable businesses can run into trouble if they lose the ability to meet their short-term obligations. The calculator assists you in determining working capital needs for the next year.

Breakeven Analysis

USE THIS CALCULATOR

The breakeven analysis calculator is designed to demonstrate how many units of your product must be sold to make a profit. Hit “View Report” to see a detailed look at the profit generated at each sales volume level.

Business Debt Consolidation Calculator

USE THIS CALCULATOR

Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you. Fill in your loan amounts, credit card or credit line balances and other outstanding debt. You can then see what your monthly payment would be with a consolidated loan.

Business Valuation - Discounted Cash Flow

USE THIS CALCULATOR

Business valuation is typically based on three major methods: the income approach, the asset approach and the market (comparable sales) approach. Among the income approaches is the discounted cash flow methodology calculating the net present value (‘NPV’) of future cash flows for an enterprise. As an alternative to the more abbreviated income capitalization approach, this methodology is more relevant where future operating conditions and cash flows are variable or not projected to be materially consistent with current performance levels.

Cash Flow Calculator

USE THIS CALCULATOR

Having adequate cash flow is essential to keep your business running. If you run out of available cash, you run the risk of not being able to meet your current obligations such as your payroll, accounts payable and loan payments. Use this calculator to help you determine the cash flow generated by your business.

Commercial Loan Calculator

USE THIS CALCULATOR

Use this calculator to estimate your debt service coverage with a new commercial loan. If your debt service coverage is greater than 1.25, including your new loan payment, you have a good chance of being approved.

Debt Service Coverage

USE THIS CALCULATOR

While several factors are considered in commercial loan underwriting, debt service coverage is primary among them and indicates a borrower’s capacity to service a requested loan. This tool calculates debt service and illustrates how debt service coverage ratios are impacted by changing income and capital assumptions.

Equipment Buy vs. Lease

USE THIS CALCULATOR

Should you lease or buy? Use this calculator to find out! We calculate monthly payments and your total net cost. By comparing these amounts, you can determine which is the better value for you.

Financial Ratios

USE THIS CALCULATOR

This calculator is designed to show you 10 different financial ratios. Financial ratios are used as indicators that allow you to zero in on areas of your business that may need attention such as solvency, liquidity, operational efficiency and profitability.

Inventory Analysis

USE THIS CALCULATOR

This calculator helps you determine how much inventory you should hold, and when you should place inventory orders. The calculation attempts to keep your inventory level as efficient as possible, while maintaining adequate safety stock.

Like Kind Exchange

USE THIS CALCULATOR

If you exchange either business or investment property that is of the same nature or character, the IRS won’t recognize it as a gain or loss. This calculator is designed to calculate recognized loss, gains and the basis for your newly received property.

Profit Margin Calculator

USE THIS CALCULATOR

This calculator can help you determine the selling price for your products to achieve a desired profit margin. By entering the wholesale cost, and either the markup or gross margin percentage, we calculate the required selling price and gross margin. Enter up to 10 products and press the “View Report” button for a printable version of the results.

Repossession of Personal Property from a Deferred Payment Sale

USE THIS CALCULATOR

If you have repossessed personal property from a deferred payment sale, you can use this calculator to determine the gain or loss. This includes the reportable gain or loss after repossession costs are taken into account.

Repossession of Personal Property from an Installment Payment Sale

USE THIS CALCULATOR

If you have repossessed personal property with installment payments, you can use this calculator to determine the gain or loss. This includes the reportable gain or loss after repossession costs are taken into account.

Repossession of Real Property

USE THIS CALCULATOR

If you have repossessed real property, you can use this calculator to determine the gain or loss as well as its new basis. This includes the reportable gain or loss after repossession costs are taken into account.

Working Capital Needs

USE THIS CALCULATOR

Your working capital is used to pay short-term obligations such as your accounts payable and buying inventory. If your working capital dips too low, you risk running out of cash. Even very profitable businesses can run into trouble if they lose the ability to meet their short-term obligations. The calculator assists you in determining working capital needs for the next year.

Hours of Operation

During Tax Season (January 1 - April 15)

Monday - Friday 9:00 AM - 5:00 PM

Saturday and Sunday - Closed

​​

Post-Tax Season (April 16 - November 30)

Tuesday - Thursday 9:00 AM - 5:00 PM

Monday and Friday - Closed

Saturday and Sunday - Closed

Pre-Tax Season (December)

Appointment Only

CONTACT US

2024 © Distinct Tax Consulting Group, LLC

All Rights Reserved
Terms and Conditions | Privacy Policy

Hours of Operation

During Tax Season (January 1 - April 15)

Monday - Friday 9:00 AM - 5:00 PM

Saturday and Sunday - Closed

​​

Post-Tax Season (April 16 - November 30)

Tuesday - Thursday 9:00 AM - 5:00 PM

Monday and Friday - Closed

Saturday and Sunday - Closed

Pre-Tax Season (December)

Appointment Only

CONTACT US

2024 © Distinct Tax Consulting Group, LLC All Rights Reserved
Terms and Conditions | Privacy Policy