Commercial Loan Calculator
Estimate your debt service coverage with a new commercial loan.
What This Number Means
Your projected coverage ratio is only one part of the decision. Before you apply, consider:
Whether the new loan keeps your coverage ratio healthy
How the added debt payment affects monthly cash flow
Whether the loan terms are within a comfortable range
How this loan compares to your current debt load
Whether the numbers support moving forward with the lender
How to Use This Calculator
1
Enter the loan amount and terms: Input the amount, rate, and term of the proposed loan.
2
Add current net operating income: Enter your business's net operating income.
3
Include existing debt payments: Add any current debt service obligations.
4
Review your new coverage ratio: See your projected debt service coverage with the new loan added.
DISTINCT TAX
CONSULTING GROUP
Strategic tax solutions that protect wealth, maximize opportunities, and create lasting impact.
Hours of Operation
During Tax Season (January 1 - April 15)
Monday - Friday 9:00 AM - 5:00 PM
Saturday and Sunday - Closed
Post-Tax Season (April 16 - November 30)
Tuesday - Thursday 9:00 AM - 5:00 PM
Monday and Friday - Closed
Saturday and Sunday - Closed
Pre-Tax Season (December)
Appointment Only
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