Equipment Buy vs. Lease Calculator

Compare payments and total cost to decide between leasing and buying.

What This Number Means

This cost comparison is only one part of the decision. Before you sign, consider:

  • The total cost difference between buying and leasing

  • How each option affects monthly cash flow

  • Whether ownership benefits outweigh leasing flexibility

  • How tax treatment differs between the two options

  • Which option better fits your equipment lifecycle

How to Use This Calculator

1

Enter the equipment cost: Input the purchase price of the equipment.

2

Add lease terms: Enter the lease payment, term, and any end-of-lease costs.

3

Add loan terms if buying: Enter financing terms if you'd finance the purchase.

4

Compare total costs: Review the side-by-side cost of leasing versus buying.

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