Taxable vs. Tax Deferred vs. Tax Free Investment Calculator
Taxable vs. Tax Deferred vs. Tax Free Investment Calculator
Compare a taxable investment to tax-deferred and tax-free alternatives.
What This Number Means
This comparison is only one part of the decision. Before you choose an account, consider:
How taxes drag down returns in a taxable account
How much more a tax-deferred or tax-free account could grow
Whether your current account mix is optimized for taxes
How your tax bracket changes the size of the advantage
Whether shifting future contributions could improve outcomes
How to Use This Calculator
1
Enter your investment amount: Input the amount you plan to invest.
2
Add your expected rate of return: Enter an assumed annual investment return.
3
Confirm your tax rate: Enter your marginal tax rate on investment income.
4
Compare account types: See the projected growth in taxable versus tax-advantaged accounts.
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