Student Loan Consolidation and Debt Payoff Calculator
Consolidate student loans and pay off higher-rate debt sooner.
What This Number Means
This payoff plan is only one part of the decision. Before you consolidate, consider:
Whether consolidating student loans lowers your payment
How a consolidated rate compares to your current loans
Whether it accelerates payoff of higher-rate debt sooner
How the new term affects your total interest paid
Whether consolidation fits your broader debt payoff plan
How to Use This Calculator
1
Enter your student loan balances: Input the balance, rate, and payment for each student loan.
2
Add consolidation loan terms: Enter the rate and term of the proposed consolidation.
3
Include other higher-rate debt: Enter any additional higher-rate debt you're targeting.
4
Review the payoff plan: See how consolidation helps pay off higher-rate debt sooner.
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