Long Term Care Calculator

See if you're financially prepared for long term care expenses.

What This Number Means

This readiness estimate is only one part of the decision. Before you buy coverage, consider:

  • Whether your assets and income can cover future care costs

  • How quickly a long-term care event could deplete savings

  • Whether insurance would meaningfully reduce that risk

  • How care costs in your area affect the projection

  • Whether your plan protects a spouse's financial security too

How to Use This Calculator

1

Enter your assets and income: Input your current savings and income available for care costs.

2

Add expected care costs: Enter estimated annual long-term care expenses.

3

Include care duration: Enter how many years of care you're planning for.

4

Review your financial readiness: See whether your resources are likely to cover the projected costs.

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