Health Savings Account (HSA) Savings Calculator

See how much your HSA could be worth over time.

What This Number Means

This projected balance is only one part of the decision. Before you set your contribution, consider:

  • How much your HSA could grow with regular contributions

  • How tax-free growth compounds the account's value

  • Whether your contribution level is building meaningful savings

  • How this account could support healthcare costs in retirement

  • Whether unused funds carrying over changes your long-term plan

How to Use This Calculator

1

Enter your contribution amount: Input how much you plan to contribute annually.

2

Add an expected rate of return: Enter an assumed annual investment growth rate.

3

Set your time horizon: Enter the number of years you'll be contributing.

4

Review your projected balance: See how much your HSA could be worth over time.

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