Health Savings Account (HSA) Goal Calculator

Determine what it takes to hit your HSA retirement goal.

What This Number Means

This required contribution is only one part of the decision. Before you set your goal, consider:

  • What it takes to reach your target HSA balance

  • How much you'd need to contribute annually to hit the goal

  • Whether your current contribution rate is on pace

  • How your investment return assumption affects the target

  • Whether adjusting your timeline changes what's required

How to Use This Calculator

1

Enter your HSA goal: Input the balance you'd like your HSA to reach.

2

Add your current balance: Enter your current HSA balance, if any.

3

Set your time horizon: Enter the number of years until you want to hit the goal

4

Review the required contribution: See what it takes annually to hit your HSA goal.

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