Home Equity Debt Consolidation Calculator
See if using home equity to consolidate debt is right for you.
What This Number Means
This projected outcome is only one part of the decision. Before you tap home equity, consider:
Whether using home equity to consolidate debt lowers your payment
How much interest you could save with a lower home equity rate
The risk of securing unsecured debt against your home
How this affects your overall home equity position
Whether the savings justify the added risk
How to Use This Calculator
1
Enter your current debts: List balances, rates, and payments on the debts you're consolidating.
2
Add home equity loan terms: Enter the rate and term of the home equity loan or line.
3
Confirm your home equity available: Enter your home's value and existing mortgage balance.
4
Review the outcome: See if using home equity to consolidate debt is right for you.
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