Credit Card Optimizer Calculator
Find the balance transfers that produce the greatest savings.
What This Number Means
This optimized plan is only one part of the decision. Before you transfer a balance, consider:
Which balance transfers produce the greatest savings
How transfer fees factor into the true benefit
Whether moving balances to a lower rate is worth the cost
How the optimized plan compares to leaving balances as is
Whether promotional rate periods change the best strategy
How to Use This Calculator
1
Enter your current card balances: Input the balance and rate on each of your current cards.
2
Add transfer offer details: Enter the rate, fee, and promotional period for balance transfer offers.
3
Confirm your payment capacity: Enter how much you can pay each month toward the balances.
4
Review the optimized plan: See the balance transfers that produce the greatest savings.
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CONSULTING GROUP
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During Tax Season (January 1 - April 15)
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Saturday and Sunday - Closed
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Tuesday - Thursday 9:00 AM - 5:00 PM
Monday and Friday - Closed
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Appointment Only
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