Certificate of Deposit Calculator
Certificate of Deposit Calculator
Calculate the APY and ending balance of a CD.
What This Number Means
This APY estimate is only one part of the decision. Before you open a CD, consider:
The APY your CD actually earns versus its stated rate
Your ending balance at maturity
How compounding frequency affects your final return
Whether the term length matches your cash flow needs
How this CD compares to other savings options
How to Use This Calculator
1
Enter your deposit amount: Input the amount you're placing in the CD.
2
Add the interest rate and term: Enter the CD's stated rate and maturity term.
3
Include compounding frequency: Enter how often interest compounds.
4
Review your APY and ending balance: See your effective annual yield and balance at maturity.
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