Amortizing Loan Calculator
Amortizing Loan Calculator
Calculate your loan amount or payment with a full payment schedule.
What This Number Means
This payment schedule is only one part of the decision. Before you borrow, consider:
Your monthly payment based on the loan amount and term
How much of each payment goes to principal versus interest
The total interest paid over the life of the loan
How the payment schedule shifts as the balance declines
Whether the loan amount or payment better fits your budget
How to Use This Calculator
1
Enter the loan amount or payment: Input either the amount you want to borrow or your target payment.
2
Add the interest rate: Enter the loan's annual interest rate.
3
Confirm the loan term: Enter the number of years or months for repayment.
4
Review your full payment schedule: See your loan amount or payment along with the full amortization schedule.
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