Dealer Financing vs. Credit Union Financing Calculator
Compare dealer financing against credit union financing with a rebate.
What This Number Means
This comparison is only one part of the decision. Before you choose a lender, consider:
Whether dealer or credit union financing costs less
How the rebate offered through dealer financing factors in
How the two rates compare over the life of the loan
Whether the total interest difference is worth the switch
Which lender gets you to a lower total cost
How to Use This Calculator
1
Enter the vehicle price: Input the purchase price of the vehicle.
2
Add dealer financing terms: Enter the dealer's rate and any rebate offered.
3
Include credit union financing terms: Enter the credit union's rate and term.
4
Review the comparison: Compare your total cost financing through a dealer versus a credit union.
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