Buy vs. Lease Calculator

Compare leasing and buying to find the better value.

What This Number Means

This comparison is only one part of the decision. Before you sign, consider:

  • Whether leasing or buying costs less over your ownership horizon

  • How each option affects your monthly cash flow

  • How mileage limits and wear fees factor into leasing

  • Whether ownership equity outweighs lease flexibility

  • Whether the vehicle's business use changes the better fit

How to Use This Calculator

1

Enter the vehicle price: Input the purchase price of the vehicle.

2

Add lease terms: Enter the lease payment, term, and mileage allowance.

3

Add loan terms for buying: Enter the rate and term if you'd finance a purchase instead.

4

Review the comparison: See the total cost of leasing versus buying side by side.

DISTINCT TAX

CONSULTING GROUP

Strategic tax solutions that protect wealth, maximize opportunities, and create lasting impact.

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