Auto Rebate vs. Low Interest Financing Calculator

Decide between a manufacturer rebate and low interest financing.

What This Number Means

This comparison is only one part of the decision. Before you choose an offer, consider:

  • Whether the rebate or the low rate saves you more overall

  • How the loan term affects which option wins

  • How much the rebate reduces your total loan amount

  • How much the low rate reduces total interest paid

  • Which option leaves you with the lower total cost

How to Use This Calculator

1

Enter the vehicle price: Input the purchase price of the vehicle.

2

Add the rebate amount: Enter the manufacturer rebate offered.

3

Include both financing rates: Enter the standard rate and the low-rate financing offer.

4

Review the comparison: See which option — rebate or low rate — costs less overall.

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